![mount and blade warband chamberlain mount and blade warband chamberlain](https://static.wikia.nocookie.net/mountandblade/images/5/54/Stavros_closeup.jpg)
![mount and blade warband chamberlain mount and blade warband chamberlain](https://pm1.narvii.com/6509/df3dc13c549e4f284a86e3a072e54a3e59cd19b8_00.jpg)
![mount and blade warband chamberlain mount and blade warband chamberlain](http://www.monnikje.nl/images/aar/mefloris/032a.png)
(This is to deal with the problem that when permanent stat loss is not possible, there is no way reason to ever surrender, since you lose the same soldiers and items either way and if you fight at least you can reduce your opponent's army.)
#Mount and blade warband chamberlain mod
Replacing the Bank of Calradia mod that Floris used in 2.4, the moneylenders provides a location in every town where you can borrow money at a fixed interest rate, buy acres of land for future investment or sell off your land for immediate gain. Major Economic Changes Moneylenders & Landowners Credit: Duh